Bitcoin (BTC) whales are shifting their focus to Mutuum Finance (MUTM), recognizing its potential for long-term growth.
While tokens like Dogecoin (DOGE) and Shiba Inu (SHIB) still attract retail traders, larger investors are looking for projects with real utility.
Mutuum Finance, now in its presale at $0.015 per token, has already raised over $1.8 million, gaining attention as a decentralized lending protocol with practical financial applications.
Mutuum Finance (MUTM)
The MUTM token presale is advancing quickly, currently in its second phase at $0.015 per token, with over 40% of the presale already completed.
So far, the project has raised over $1.8 million, with more than 150 million tokens already sold.
Across its 11 total presale phases, the price will progressively increase, leading to a launch price of $0.06, giving early investors an opportunity for a 400% return before exchange listings.
Analysts expect further growth post-launch, fueled by the increasing adoption of DeFi lending and the platform’s ability to generate sustainable revenue.
The project’s financial model, structured around passive income generation and long-term buy pressure, sets it apart from speculative assets, making it a preferred choice for experienced investors.
Mutuum Finance is a fully decentralized liquidity protocol built for lending, borrowing, and passive income generation.
Unlike speculative tokens with limited utility, Mutuum offers a structured financial system that enables users to supply assets, earn yield, or borrow against collateral without having to sell their holdings.
The protocol is designed to operate without intermediaries, ensuring an efficient and trustless financial environment.
One of the aspects that truly makes it stand out is its dual lending model that consists of both peer-to-contract (P2C) and peer-to-peer (P2P) lending.
The P2C model allows users to supply assets to liquidity pools, where they receive interest based on utilization rates.
Meanwhile, the P2P model gives borrowers and lenders the ability to negotiate custom loan terms, extending support to assets not commonly available in traditional pools, including memecoins like Dogecoin (DOGE) or Shiba Inu (SHIB).
Mutuum Finance employs a buy-and-distribute mechanism to support price stability and maintain strong demand.
A portion of the platform’s revenue is used to buy back MUTM tokens, which are then distributed to mtToken holders as rewards.
This approach creates consistent buy pressure, reinforcing the token’s value while benefiting users who actively participate in the ecosystem.
Mutuum Finance (MUTM) has a total supply of 4 billion tokens, which are strategically allocated to fund the long-term project development.
Much of it goes to the presale so that early investors can secure their positions ahead of the token release.
Others go to liquidity mining and incentives, where users are rewarded for usage in the ecosystem of the platform.
Others go to ecosystem expansion and developer bounties, encouraging continued updates to the protocol.
Liquidity reserves are being kept in storage to support listings on exchanges, as well as stable markets, while some are stored for partnerships, as well as for community incentives to encourage participation, as well as growth.
Mutuum Finance is hosting a $100,000 contest to encourage early adoption and create community buzz.
The contest enables entry in return for easy steps such as posting on social media and inviting friends. Full details and rules are available on the official website.
Why whales are turning to Mutuum Finance
Bitcoin whales and institutional investors are shifting toward Mutuum Finance (MUTM) as they look for projects with strong financial utility and sustainable growth.
With its decentralized lending system, passive income opportunities, and buy-and-distribute mechanism, Mutuum offers a long-term value proposition that speculative assets lack.
The combination of rising presale demand, structured tokenomics, and an upcoming platform launch makes MUTM a standout choice in DeFi.
As adoption grows, whales recognize its potential for sustained price appreciation, positioning Mutuum Finance as a top contender in the market for 2025 and beyond.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.finance/
Linktree: https://linktr.ee/mutuumfinance
The post Top crypto presale right now: why Bitcoin (BTC) whales are picking Mutuum Finance (MUTM) over DOGE and SHIB appeared first on Invezz
